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This Year’s Top Credit Cards

Whether you are looking to improve your credit, pay off debt, earn rewards, or find a card with a low-interest rate and/or annual fee, our picks for the best credit cards of the year will get you thinking about what you want from your next piece of plastic.

Chase Freedom Flex

The Chase Freedom Flex offers a nifty way to get no-annual-fee rewards for everyday credit card spending — with the potential for more. This card will appeal to anyone who can take advantage of its quarterly spending categories, which include gas stations and online shopping expenses. If those don’t match your spending patterns, use this card for everything else and look elsewhere for a rewards card that will earn you extra on the things you buy most often.

The Platinum Card from American Express

The Platinum Card from American Express has an annual fee of $699 but comes with a ton of perks, including access to more than 1,200 airport lounges worldwide, up to $200 per year in Uber credits, and elite status at hotels like Hilton and IHG. We think this card from American Express is best for frequent travelers who intend to fully leverage its rich set of luxury travel benefits and experience the high level of customer service that comes with the Platinum Concierge.

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Card is a relative newcomer to the premium rewards credit card market, but it’s quickly making a name for itself with a bold new look and a tantalizing set of extra features. With the Venture Card, you’ll have access to free travel concierge support, plus perks like priority boarding, TSA PreCheck® application reimbursement, and more. The best part is that the annual price of the card is well worth the benefits it offers. 

Bank of America Customized Cash Rewards Credit Card

With the Bank of America® Customized Cash Rewards credit card, cardholders can earn a cashback bonus of $200 after making at least $1,000 in purchases within 90 days of your account opening. This card helps you earn 25%-75% more cashback on every purchase, and there’s no annual fee. 
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